shared appreciation mortgage

shared appreciation mortgage
сокр. SAM банк., фин. ипотека с дележом прироста стоимости* (ипотечный кредит, при котором кредитор соглашается предоставить заемщику более мягкие условия кредитования (более низкую процентную ставку, возможность отсрочки процентных платежей и т. д.), а заемщик обязуется поделиться с кредитором прибылью от последующего роста стоимости заложенного имущества, т. е. прибылью от последующей продажи заложенного имущества)
See:

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abbrev.: SAM shared appreciation mortgage ипотека с "дележом" прироста стоимости: относительно дешевая ипотека (ипотечный кредит) с фиксированной ставкой или ставкой ниже рынка, по условиям которой заемщик должен поделиться с кредитором прибылью от последующей продажи дома (прибылью от роста стоимости дома).
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закладная с участием в прибыли компании
. . Словарь экономических терминов .

Англо-русский экономический словарь.

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Смотреть что такое "shared appreciation mortgage" в других словарях:

  • Shared appreciation mortgage — A shared appreciation mortgage or SAM is a mortgage in which the lender agrees as part of the loan to accept some or all payment in the form of a share of the increase in value (the appreciation) of the property. In the US A shared appreciation… …   Wikipedia

  • Shared-Appreciation Mortgage - SAM — A special kind of mortgage that allows the purchaser to pay a given amount of the loan balance to the lender by passing along a portion of the gain in value of the property. In return for this additional compensation, the lender agrees to charge… …   Investment dictionary

  • shared-appreciation mortgage — /shaird euh pree shee ay sheuhn/ a type of mortgage that carries a smaller down payment or lower interest rate than usual in return for the lender s sharing in the appreciation of the property at some future date, as at the time of its sale. Abbr …   Universalium

  • Shared Appreciation Mortgage — ( SAM) A mortgage with a low rate of interest, offset by giving the lender some portion of the appreciation in the value of the underlying property. Bloomberg Financial Dictionary …   Financial and business terms

  • shared-appreciation mortgage — /shaird euh pree shee ay sheuhn/ a type of mortgage that carries a smaller down payment or lower interest rate than usual in return for the lender s sharing in the appreciation of the property at some future date, as at the time of its sale. Abbr …   Useful english dictionary

  • Mortgage loan — Mortgage redirects here. For other uses, see Mortgage (disambiguation). Finance Financial markets …   Wikipedia

  • mortgage — /morgaj/ A mortgage is an interest in land created by a written instrument providing security for the performance of a duty or the payment of a debt. At common law, an estate created by a conveyance absolute in its form, but intended to secure… …   Black's law dictionary

  • mortgage — /morgaj/ A mortgage is an interest in land created by a written instrument providing security for the performance of a duty or the payment of a debt. At common law, an estate created by a conveyance absolute in its form, but intended to secure… …   Black's law dictionary

  • Adjustable-rate mortgage — A variable rate mortgage, adjustable rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit… …   Wikipedia

  • Flexible mortgage — The term flexible mortgage refers to a residential mortgage loan that offers flexibility in the requirements to make monthly repayments. The flexible mortgage first appeared in Australia in the early 1990s (hence the US term Australian mortgage) …   Wikipedia

  • ЗАКЛАДНАЯ С УЧАСТИЕМ В ПРИБЫЛИ — SHARED APPRECIATION MORTGAGEЗАКЛАДНАЯ, по к рой заемщик обязуется разделить с кредитором значительную долю (часто от 30 до 50%) прироста стоимости недвижимости, когда должник продает или передает собственность др. лицу сразу же или по истечении… …   Энциклопедия банковского дела и финансов


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